Salary / CTC Calculator India
Convert cost-to-company or annual base salary into an estimated monthly in-hand figure using a simplified Indian payslip structure.
What you get
- Base salary split into basic, HRA, and special allowance
- Employer PF / gratuity / insurance projected into CTC
- Employee PF, optional NPS, and professional tax
- Estimated monthly take-home after illustrative TDS
How in-hand is estimated
We build a payslip from your inputs, estimate tax under the chosen regime, then subtract statutory deductions. Real offers vary by company policy — treat this as a planning sketch.
FAQ
What is “annual base salary”?
Your cash package: basic + HRA + allowances (+ bonus/LTA if any). It excludes employer PF, gratuity, and insurance. We split it into basic / HRA / special, then project employer costs and full CTC.
How do you split the total?
Basic = 50% of base salary, HRA = 50% of basic (metro) or 40% (non-metro), special = the residual. PF and gratuity are calculated from basic.
How is take-home calculated?
Gross cash − employee PF − own NPS − professional tax − TDS. Expand Tax details to tweak Old-regime deductions like 80C or rent for HRA.
Is this the same as the tax calculator?
Related but different. Salary focuses on CTC structure and monthly in-hand. The tax calculator goes deeper on New vs Old regime and deductions for FY 2026-27.