SIP Calculator India

Free online SIP (Systematic Investment Plan) calculator for Indian investors. Project the future value of a monthly SIP in mutual funds or equities, or reverse the math to see how much you may need to invest each month to reach a target corpus.

What you can calculate

• Future value of a fixed monthly SIP over 5–20+ years
• Monthly SIP required for a target amount (₹25L, ₹50L, ₹1Cr, and custom)
• Optional starting lumpsum / existing corpus
• Assumed annual return (e.g. 10%, 12%, 14%)

How SIP returns are estimated

The tool compounds monthly contributions at your assumed annual return (monthly rate = annual ÷ 12). Markets vary; this is a planning estimate, not a guaranteed return or investment advice.

FAQ

What is a SIP calculator?

A SIP calculator estimates how a regular monthly investment can grow over time, or how large a monthly SIP may be needed to hit a goal under an assumed return.

Is this SIP calculator free?

Yes. The Finnass SIP calculator is free to use online.

How does the SIP calculator estimate returns?

It compounds monthly contributions at your assumed annual return (monthly rate = annual ÷ 12), with an optional starting amount. Actual mutual fund or equity returns vary and are not guaranteed.

Can I calculate SIP for a ₹1 crore goal?

Yes. Switch to “SIP for a target”, enter your target (e.g. ₹1 Cr), years, and assumed return to see an illustrative monthly SIP.

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