Goal Calculator India

Free online goal calculator for Indian savers. Enter a target amount, timeline, and assumed return (with optional money already saved and goal inflation) to estimate the monthly SIP that may be needed.

Useful for

• House down-payment or education corpus goals
• ₹50L / ₹1Cr style wealth targets
• Comparing timelines at different assumed returns
• Seeing the cost of delaying SIPs by a year

FAQ

How is this different from a SIP calculator?

The goal calculator starts from a target and years, then solves for monthly SIP (with optional inflation and money already saved). The SIP calculator also lets you grow a fixed monthly amount forward to see corpus.

Why inflate the goal?

A ₹50L house goal today may cost more in 10 years. Goal inflation converts today’s rupees into a future target before solving for SIP.

What does “delay 1 year” mean?

If you wait a year before starting SIPs (while savings still earn return), the required monthly SIP usually rises. The tool shows that extra.

Are returns guaranteed?

No. Assumed returns are for planning only. Actual investments can go up or down.

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